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What is it and how does it work?
Pet insurance works much like human insurance with a few important differences. There is typically a deductible and monthly or yearly payment that is either charged to a credit card, or auto-deducted from your checking account. Policies can cover wellness costs depending on the coverage selected, but is best used as protection against catastrophic expenses resulting from accidents, poisoning, cancer, or other situations that can unfortunately and unforeseeably occur to your pet. Typically, after seeing your veterinarian, a claim is filed with the insurance company and you are reimbursed for 80-90% of those expenses within a couple of weeks of filing the claim.
Do I need it?
Pet insurance is a very good product for many people. If you would do anything, spend any amount of money, to save your pet in the event of a major medical crisis, pet insurance may very well be for you. Pet insurance gives you the peace of mind of knowing that if major veterinary expenses are incurred, you will be able to deal with them without affecting your personal financial situation. Without insurance you may be left with a decision- veterinary bills that you cannot afford or euthanasia. Pet insurance can provide a third option- the best care available at a price you can afford. It allows you to budget for unexpected pet health care costs.
Where do I go to get Pet Insurance, and who do you recommend?
We, at Springlake, do not have enough specific experience with pet insurance providers to make recommendations. Pet insurance, though its been around for 20 years or so, is only recently becoming popular, in part because many of the treatments available to your pet today, such as chemotherapy, ultrasound, digital x-ray, complex surgical procedures, etc were not widespread in the past. What we have done in the space below is to provide links to reputable market leaders in the industry. You can follow those links to get free quotes and answers to more specific questions that you may have. If you do choose pet insurance, let us know about your experiences and opinions so that we can pass that on to our other clients.
Free 30-Day no obligation trial with a wellness exam.
New Clients Receive Free wellness exam
Sign-up using the form or call us at 352-473-8222 to take advantage of this exclusive offer.
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Thanks for providing Luke and me the finest. most complete pet care available.